If you dream of writing a memorandum or making notes, it suggests you may find yourself caught up in a venture that drains more energy than it returns — frustration and worry are likely to follow. Seeing someone else jotting down notes signals that a person in your life will press you for help or favors that feel burdensome. Losing a memorandum in your dream hints at a minor setback in your finances or work. Finding one, however, points toward taking on a new responsibility — one that will bring genuine satisfaction to those around you.